Study Reveals What Clients Value – We Offer The Solution

Whether it’s at the grocery store or the doctor’s office, your clients want personalized, engaging solutions that make their lives better and more convenient.  This is true for life insurance, too.

In fact, according to a recent study by, two thirds of consumers surveyed would likely switch their life insurance provider to a company that could tailor coverage offerings to fit their individual insurance and wellness needs.

Fortunately, that life insurance solution already exists – John Hancock Vitality.

Contact your Life Sales Representative for more information.

Our Friend John

Last weekend my wife and I celebrated our 17th wedding anniversary with a 2-day trip to Las Vegas.  We had fun at the pool, ate great food and won a little money at the tables.

Though it was quick getaway, we were able to break from our daily routine, make new memories and spend quality time together.

What else could you ask for?

Well, on top of all that, our friend John saw us off with a couple nice surprises. John paid for half of our hotel room.  He got my wife the new Apple Watch 5 right before we left.  John also gave us a couple gift cards to use at Starbucks, my wife’s favorite treat for the long drive to Vegas.

If you haven’t guessed by now, our friend is John Hancock.  In addition to all the cool things we got for our trip, John Hancock and Vitality protect our family, encourage us to live a healthy lifestyle, and give us access to tax-free cash and $300k for long-term care should we ever need it.

Call now to meet John and find out what $200 a month can do for you and your clients.

Apple Watch Series 5 Now Available To Order Through the John Hancock Vitality Program

As part of their ongoing commitment to bring you and your clients the latest technology, John Hancock has announced that Apple Watch Series 5 is now available for John Hancock Vitality PLUS customers. The Series 3 is also available with new, lower pricing.

Contact our Life Sales Team for more information.

More Compensation With John Hancock Vitality

It’s John Hancock Vitality’s fourth birthday and there’s a lot to celebrate!

With the John Hancock Vitality bonus, you’ll earn more compensation with every sale you make:

  • Sell any of John Hancock’s permanent life insurance policies with Vitality PLUS and get +10 extra points – effective on policies issued on or after October 1, 2018.1
  • Upgrade your Vitality GO clients to Vitality PLUS and receive +10 points if the upgrade occurs within 90 days, or + 5 points if it’s after 90 days but before 25 months.

John Hancock will pay you directly, 30 days following your regular compensation cycles, unless there is a different arrangement with your firm.2

All compensation statements will be clearly marked “Vitality bonus” for easy identification. Please refer to individual compensation schedules for specific chargeback details and firm eligibility.

Contact us for more information.

1.The bonus is available on permanent policies only, and is not available on Term, Variable and any policy issued in New York. The bonus is restricted to base compensation on paid first year target commissionable premium only and is not payable on unused premium received in the second policy year, excess or renewal compensation, or on year two rolling targets. Institutions or wholesaled business in banks and wirehouses are not eligible or as prohibited by firm. Please refer to your firm compensation rules for additional information. John Hancock reserves the right to discontinue this additional compensation at any time.
2.Except as otherwise provided in any product-specific documentation applicable to a particular product or rider, there will be a chargeback of amounts paid, to include the Vitality bonus (5 or 10 points) on any policy which is lapsed, surrendered or if the Vitality (HER) rider is terminated within a 12 or 18 month period, dependent on specific product charge back provisions. Please refer to individual compensation schedules for details.

How Vitality Is Changing The Lives Of People With Diabetes

Once considered high-risk, budding modifications to underwriting guidelines are now opening up opportunities for insuring the 30-million Americans currently living with diabetes – making special considerations for individuals who are making efforts to keep their condition under control.

One innovative carrier has gone as far as rewarding members with cash gifts and discounts for engaging in a healthy lifestyle – which makes the John Hancock Vitality Program a model platform for diabetics.

$600 savings on food purchases

A well balanced diet is a key element in maintaining proper blood sugar levels. The Vitality HealthyFood™ benefit will save members big money on sensible food purchases at more than 16,000 participating grocery stores nationwide, including Walmart® and 70 major grocery chains.

Exclusive access to Apple Watch 3 for $25

Another vital component of a diabetes management plan is physical activity – it burns sugar (glucose) and improves how the body utilizes insulin – even cutting insulin resistance.

Properly tracking progress has proven to keep motivation levels on high – and Vitality Program participants receive a complimentary FitBit to get started off right and stay on track.

Plus, the option to upgrade to the fastest selling LTE wearable on the market – an Apple Watch Series 4 at only 7% of the cost – and the option to never make another payment on it by simply completing regular exercise regimens.

Discounts on annual premiums

John Hancock with Vitality is the only life policy available that gives clients the power to control how much they’ll pay for their annual premiums – owners that are actively engaged can earn up to 15% off.

Get Started

Contact your Life Sales Associate for strategies, marketing materials, and more information.