Gastric ulcers, also known as peptic ulcers, are localized areas of erosion in the stomach lining that result in abdominal pain, possible bleeding and other gastrointestinal symptoms.
The most common cause of these ulcers is infection of the stomach by bacteria called Helicobacter pylori (H.pylori). Other risk factors include alcohol use, smoking and use of nonsteroidal anti-inflammatory drugs (NSAIDs).
Ulcers that are successfully treated with good follow up and documentation of healing generally get more favorable underwriting outcomes.
One of our A+ carriers offers competitive underwriting for this condition.
Take a look at this case study:
- 59 year old male
- $1 million of Term coverage
- 5’9”, 140 lbs
- Lifelong non-smoker
- No adverse family history
- Diagnosed with a non-bleeding gastric ulcer in 2014. Takes over-the-counter medication for heartburn symptoms
- No alcohol use
Underwriting Decision: Select Preferred!
Contact our Underwriting Team for more information and let us help you find ways to generate more sales with great underwriting offers!