Underwriting Program Improves Sub-Standard Ratings

Underwriting Program Improves Sub-Standard Ratings

One of our A+ rated carriers has underwriting crediting program that will benefit more of your clients.

Here’s an example:
  • Seeking UL coverage
  • 31-year-old male, non-tobacco
  • History of bicuspid aortic valve with a valve replacement 12 years ago
  • Favorable cholesterol 139, HDL ratio 4.0
  • Favorable height/weight 6’6” 222 lbs. (BMI 25.7)
  • Favorable blood pressure 117/70

Initial assessment is Table D, but with the application of this crediting program, a more favorable underwriting decision is possible.
Underwriting outcome; Table B!

Our Underwriting Team is here to help with all your impaired risk cases.  Please contact us today for more information about this carrier and how we can help boost your sales.