When it comes to underwriting, one of our A+ carriers follows a responsibly aggressive approach and looks closely at controlled impairments.
If a case qualifies for credits, they will apply them.
Here’s a great case study:
- 54-year-old female
- Non-tobacco user
- Applying for $1 million of Term Life
- Has type 2 diabetes; treated with Metformin
- Build is 5′ 3″, 220 lbs.
- Initial work up Table 4
Received Credits for:
- Lifetime non-smoker
- Income > $100,000
- Preferred or better driving record
- Negative cardiac testing
- Controlled blood pressure
This carrier’s offer: Table 2!
The Life Underwriting Team is here to help with all of your impaired risk cases. Please contact us today for more information about this carrier and how we can help boost your sales.