Special Needs Planning

Special Needs Planning

Someone who loves and cares for a family member with special needs may be concerned about ensuring that their loved one continues to receive the care he or she needs throughout their lifetime.

How can you build a foundation for the future of your client’s family member with enough resources to maintain a high quality of life?

When a Special Needs Trust (SNT) is properly funded with a Life Insurance policy, you are providing a great supplement to their existing government benefits and creating comprehensive solutions for a special situation.

We can guide you through the process of creating a Special Needs Trust to assist in providing the care for your client’s special needs child.

The opportunities to increase your Life sales using SNT’s are vast:
  • Establishing a Protection UL within the trust
  • Planning for all family members
  • Supplementing Government benefits that are already in place
  • Creating relative independence for the loved one

Planning for special needs is one of the most important pieces to a prospective client’s portfolio.  More than ever, individuals are looking to secure a comfortable future for those they care about most.

However, individuals with a special needs family member have the daunting task of discovering a strategy to protect their loved one while trying to find time in their schedule to do the research.  This creates a great opportunity to assist them in a time of need.

For more information on Special Needs Planning please contact your Life Sales Marketing Manager today!