Using Existing Exam Requirements

Using Existing Exam Requirements

“Can we still use the same exam?”

We often hear this question in underwriting.  Perhaps a client recently placed coverage and is considering applying for more.  Or maybe they did not receive the rate class they applied for and wish to apply to a different carrier.

Whatever the scenario, it’s always good to hear that it’s not too late to use the same exam!

For several carriers:
  • Ages 0-70:  Paramed, blood and urine specimens and EKGs are often good for up to 12 months
  • Ages 71 and over:  Paramed and blood and urine specimens are good for up to 6 months.  In some cases, EKGs are good for up to 12 months

*Current medical declarations or good health statement must be within 90 days of policy issue.

Call the Underwriting Team today to find out more!