One Program – Two Great Options

One Program – Two Great Options

John Hancock is helping expand your reach to a wider range of clients with two versatile Vitality Program options – Vitality GO and Vitality PLUS. Now even more of your clients can get the coverage they need with savings and rewards for living healthy. [i]

Vitality GO

With this version, members can receive discounts on Amazon, Fitbit, Polar, and Garmin – with exclusive access to recipes and nutrition experts and resources from the Friedman School of Nutrition Science & Policy at Tufts University. Plus, it’s included on most life policies at no additional cost.

Vitality PLUS

More engaged members can upgrade and enjoy even more perks that include:

There’s a reason the John Hancock Vitality Program is the top selling life policy today. Contact your Life Sales Associate for more information, resources, and marketing materials that you can share with your clients and get them on the road to a better life – physically and financially.

[i] To participate in the John Hancock Vitality PLUS Program, clients must elect the Healthy Engagement rider. For each year they are eligible to participate in the John Hancock Vitality Program, they have an opportunity to earn credits based on healthy actions they take. Every year, these activities result in Vitality Points, which are used to determine a Vitality Status, which then determines the amount of credits applied to the policy’s cash value. These credits may lower the premium or improve the cash value accumulation potential. The Vitality GO program is subject to state approval.
[ii] Premium savings are in comparison to the same John Hancock policy without the Vitality program. Annual premium savings will vary based upon policy type, the terms of the policy, and the level of the insured’s participation in the John Hancock Vitality program.
[iii] Apple Watch is not available in New York. Clients can order Apple Watch Series 3 (GPS) by electronically signing, at checkout, a Retail Installment Agreement with the Vitality Group, for the retail price of the watch. After an initial payment of $25 plus tax, over the next two years, monthly out of pocket payments are based on the number of workouts completed. Upgrade fees apply if clients choose Apple Watch Series 3 (GPS + Cellular), certain bands and case materials. Apple Watch Series 3 (GPS) requires an iPhone 5s or later with iOS 11 or later. Apple Watch Series 3 (GPS + Cellular) requires an iPhone 6 or later with iOS 11 or later. Apple Watch Series 3 (GPS + Cellular) and iPhone service provider must be the same. Cellular is not available with all service providers. Roaming is not available outside your carrier network coverage area. Wireless service plan required for cellular service. Clients should contact their service provider for more details. Check for participating wireless carriers and eligibility. Apple is not a participant in or sponsor of this promotion. Apple Watch is a registered trademark of Apple Inc. All rights reserved.
[iv] The HealthyFood benefit is available on qualifying purchases in the first year in the Vitality Program. In subsequent years HealthyFood savings apply to members who earn Gold or Platinum Status in the Vitality Program.
[v] Based on internal data from, About Us, accessed from: This feature is not available in New York.
[vi] discount are unavailable in New York.