An Aggressive Approach to Stroke Can Help Your Clients!

An Aggressive Approach to Stroke Can Help Your Clients!

Do you have a client who has suffered a stroke? If so, one of our A+ carrier’s underwriting guidelines can help you get the offer your client needs.

A stroke is an interruption of the blood supply to any part of the brain. It is sometimes called a “brain attack” and is otherwise known as a CVA or cerebrovascular accident. The symptoms of a stroke depend on what part of the brain is damaged. There are two types of strokes: an Ischemic stroke, which is the most common and occurs when blood flow to the brain is blocked by blood clots or plaque, and a Hemorrhagic stroke occurs when a blood vessel bursts in the brain.

When it comes to underwriting, this carrier follows a responsibly aggressive approach and looks closely at controlled impairments.

Here’s a case study:
  • 62-year-old male, Non-tobacco user
  • History of a Cerebrovascular Accident (CVA) or stroke in 2002
  • No neurological deficits or current side effects of the stroke
  • Build: 5’10”, 195 lbs.
  • Initial workup was a Table 4 rating
Received Credits for:
  • Regular medical follow up
  • Lifetime non-smoker
  • Excellent family history
  • Positive build
  • Excellent blood pressure history

With credits, this carrier can offer a Table 2!