Do you have a client who has suffered a stroke? If so, one of our A+ carrier’s underwriting guidelines can help you get the offer your client needs.
A stroke is an interruption of the blood supply to any part of the brain. It is sometimes called a “brain attack” and is otherwise known as a CVA or cerebrovascular accident. The symptoms of a stroke depend on what part of the brain is damaged. There are two types of strokes: an Ischemic stroke, which is the most common and occurs when blood flow to the brain is blocked by blood clots or plaque, and a Hemorrhagic stroke occurs when a blood vessel bursts in the brain.
When it comes to underwriting, this carrier follows a responsibly aggressive approach and looks closely at controlled impairments.
Here’s a case study:
- 62-year-old male, Non-tobacco user
- History of a Cerebrovascular Accident (CVA) or stroke in 2002
- No neurological deficits or current side effects of the stroke
- Build: 5’10”, 195 lbs.
- Initial workup was a Table 4 rating
Received Credits for:
- Regular medical follow up
- Lifetime non-smoker
- Excellent family history
- Positive build
- Excellent blood pressure history
With credits, this carrier can offer a Table 2!