Up To $7k Of Monthly Benefit For Only $250 Per Month: Protect Your Income

Up To $7k Of Monthly Benefit For Only $250 Per Month: Protect Your Income

Take a moment to consider this scenario:  Tomorrow, you will be unable to get out of bed and go to work.

Not because you’ve lost your job – but because you suffered from a sudden illness or accident, preventing you from being able earn the income you need to meet your monthly expenses.

Think it can’t happen to you?  Men have a 31% chance of being out of work for 3 months or longer due to a serious illness or injury – women have a 40% chance.*  So, your income has stopped.  How long could you last before the bills start stacking up?  How would you continue to pay your mortgage or rent, groceries, utilities, and other monthly expenses?

Savings may not cut it. Most people overestimate what they have to cover their expenses.

According to a LIFE Foundation survey, half of working Americans say they couldn’t make it a month before financial difficulties would set in.  Yet, disabling illnesses/injuries can last for months, even years.

Consider these realities:

  • 90% of long-term disabilities are a result of non-work related incident, and therefore wouldn’t qualify for state-based Workers’ Compensation programs
  • 65% of those who apply for Social Security disability benefits are initially denied – while the ones who are approved receive an average monthly benefit of just $1,065, an income barely above the poverty line.

It is time to take action.

Don’t wait until it is too late – a 45 year old Financial/ Insurance Advisor earning $150,000 can qualify for $7,000 tax-free benefit to age 65 for only $212 per month.**  And we have 10 top-rated carriers to assure you are getting the very best rates the industry has to offer.

We offer affordable plans from eight top rated insurance carriers to protect Financial and Insurance Advisors from losing their income due to an accident or illness – for both short and long term.  There are multi-life discounts available if there are 3 or more in your office who share a common employer.

If you have an existing plan, review it to confirm the benefits are sufficient to meet your monthly expenses.

Your Disability Income Specialist is ready for your call.  We’ll explain the various features of disability insurance policies available, and help you strike the appropriate balance between the benefits you desire and the premium afforded to provide those benefits.

*Council of Disability Awareness
**Subject to State Availability