No need to stress over getting your last bit of business placed before the year’s end – with streamlined, simplified underwriting programs, you can enjoy the holiday season, have extra spending money in your pocket, and protect your clients’ incomes with Individual Disability Insurance.
For clients age 50 and under there is up to $6,000 of Individual Disability Monthly Benefit available and/or $10,000 of Business Overhead with NO exams, blood, specimen, APS’ required. And by simplifying the underwriting process, your clients can have a decision within 48 hours of application.
All riders are available, including Guaranteed Future purchase and “True Own Occupations” definitions.
In addition, we can annualize your commissions – meaning you’ll have a nice-sized paycheck just in time for the holidays.
The process is easy. Using the proposal request form here – all proposals and applications will be on your desk within 4 hours. From there you’ll submit the 4-page application while your client completes Part B with a phone interview and you’re done.
Contact your Disability Specialist to learn more about covering your clients today with Simplified Underwriting programs.
*Annualized commissions require 3 years life insurance experience and 90%+ persistency.
**Not available in all states.