Index Annuities – Growth In The Modern Market

Index Annuities – Growth In The Modern Market

The accumulation news is in – index annuity caps are up.

Over the past few days, carriers have been announcing rate hikes – across the board. Below are ‘handpicked’ index annuity allocation strategies with strong caps and rates safe for accumulation.

Equities Allocations:

  • 5 year: 5% S&P500 Annual Point to Point Cap with an AM Best A Rated carrier
  • 7 year: 60bps spread on the Merrill Lynch Index with no cap with an AM Best A Rated carrier
  • 7 year: 6% S&P500 Annual Point to Point Cap with an AM Best A Rated carrier

Uncorrelated Options:

  • 7 year: 6% Real Estate iShares Annual Point to Point Cap with an AM Best A Rated carrier
  • 7 year: 5.50% Gold Shares Annual Point to Point Cap with an AM Best Rated carrier
  • 7 year: 9.80% S&P500 Inversion Cap with fee with an AM Best A Rated carrier
  • 7 year: 7.30% Gold Shares Cap with fee with an AM Best A Rated carrier

Index annuities have evolved to offer volatility managed strategies, uncorrelated to equities strategies, providing diversification not possible with the annuities of the past.

Contact your GA office today to run through our top product offerings and see why index annuities sales continue to grow in today’s marketplace.