Tired Of Low Rates? Here’s A Solution

Tired Of Low Rates? Here’s A Solution

Rates on CDs and other fixed instruments have remained low this year, with the forecast being ‘low’ for another 2-3 years. While this may limit funding options, consider what an index annuity with minimum guarantees could do for your clients.

The top CD in the marketplace today is paying around 1.26%, and many of the index annuities today will guarantee 1% growth in a worst-case scenario. So, regardless of what state the market is in throughout the life of the contract, your client will earn 1% on their premium – tax deferred.

Over time, this minimum guaranteed eclipse the 1.26% rate with the power of compounding, which is just HALF the story. New indexes, like the Goldman Sachs Momentum Builder Multi-Asset Class Index, not only provides clients with the benefits and peace of mind of a 1% minimum guarantee, but also with the opportunity to participate in market linked gains of a sophisticated portfolio designed by Goldman Sachs. This could potentially earn a realistic return of 3-5%. The opportunity cost if these do not perform due to a poor market has never been less.

Contact your Annuity Specialist today to learn more about our portfolio of index annuities with 1% minimum guarantees – we will share marketing materials, marketing programs and expertise that will help you help your clients in need. Provide your clients peace of mind in an uncertain time.