An Underwriting success story about how a postponed case was turned around. ...

Your main goal should be asking the right questions. Many producers make the mistake of showing an illustration too soon – the premium then becomes the problem instead of the solution. You must first develop the need. ...

Effective immediately, the Individual Disability Insurance (IDI) Underwriting Department at Principal® is changing underwriting guidelines for exams and labs. ...

Minors are not legally competent (as in not allowed under the law) to own a policy or take possession of the death benefit, so… the easiest solution is to always use a state’s Uniform Transfer to Minors Act (UTMA) when drafting a beneficiary designation for a minor child. ...

A sales associate will work with you to provide business case expertise and top-notch service before, during and after the sale! ...

We’re here to provide our expertise when it comes to writing good cover letters – we can even write them for you. We’ll help explain the purpose of your application to our carrier underwriters. ...

The word disability is somewhat alarming and often evokes thoughts of being incapacitated or laid out in a hospital bed – it’s the reason we don’t refer to Life Insurance as Death Insurance. ...

Reward yourself and your clients with coverage that can secure the future for loved ones while providing access to tax-free cash value and long-term care benefits in case of emergencies. ...

Much is made of how few taxpayers will pay federal estate taxes since the lifetime exemption was increased by the Tax Cut and Jobs Act of 2017.  But there may be more prospects than you think.  ...

Help protect your clients’ retirement dreams with DI Retirement Security – crafted specifically to replenish lost retirement savings when an individual is too sick or hurt to generate a salary. ...