With women living longer, and providing more caregiver services, they become more vulnerable to long-term care issues. Now is the perfect time to increase your focus on existing and potential female prospects to expand your LTC Insurance business. ...

One of our carriers has an underwriting program that can give that little push needed to get Preferred classes and help to make the sale. ...

While your clients have more choices than ever before, it is vital to be aware of the associated costs in order to build a better asset protection plan. ...

Even though NFL super-stars need specialized coverage due to the nature of their sport, it’s important to remember that high-earning individuals have a gap in disability income protection as well. ...

Too often shortcuts are taken in the establishment of irrevocable trusts and too often insufficient attention is given to their ongoing administration.  While it is not the legal responsibility of the insurance advisor to see that all is done according to Hoyle, it should be his or her annual ...

Determining the correct amount of life insurance protection remains a mystery to many.  Recent studies show that most adults continue to lack adequate amounts of coverage – and close to two-thirds admit to not even having a personal life insurance agent. ...

Asking for a second exam after one was done in the not so distant past can jeopardize a sale.  Worry no more. ...

If you are new to the Long-Term Care market or you only sell a few policies a year, it is time to focus your energy on a product that has a lot of potential.  ...

A BOE plan would keep the business in operation in the event the owner becomes disabled and couldn’t work for a period of time.  BOE coverage reimburses all the fixed expenses, including the employees’ salaries, back to the business. ...

SECURE contains provisions that affect qualified retirement plans in general; but consider the good news and the bad news regarding the changes the new law makes concerning IRAs. ...