Our Underwriting Team is here to help with all your impaired risk cases. ...

The order of things is essential.  The correct order is critical.  Fortunately the order and timing of insurance conversions and ownership transfers is less complicated. ...

There aren’t many investment vehicles available that offer the tax advantages of properly structured, permanent life insurance. ...

Cross Selling can be difficult, yet when you present your client with information about LTC, they should understand the benefit of protecting themselves when they may need it. ...

A time-tested vehicle to provide supplemental retirement income is an over-funded universal life insurance policy. ...

Many people visualize long-term care as uprooting to a nursing facility – but plans allow for 100% of the benefits to be paid at home, allowing clients to stay with loved ones in an environment they’re used to. ...

One of our A+ rated carriers has underwriting crediting programs that will benefit more of your clients. ...

Even though NFL super-stars need specialized coverage due to the nature of their sport, it’s important to remember that high-earning individuals have a gap in disability income protection as well. ...

The most common insurance need among prospects and clients is to replace the income survivors would have anticipated had premature death not occurred. ...

The Income Provider Option from a few of our selected carriers allows the policy owner to select a guaranteed annual or monthly income stream death benefit for payment to one or more beneficiaries. ...