An Executive Bonus Plan allows a business owner to select who they reward with no discrimination rules, and have the contributions tax deductible to their business. Plan implementation is easy, with no IRS approval necessary. ...

One of the most important aspects to placing more business is a knowledgeable underwriting team to be your advocate for those challenging cases.  The CPS Life Underwriting team has a philosophy we call “never say never”.  ...

Never let premium be the reason your client’s income is left unprotected from an injury or sickness – there are new, affordable DI plans now available. ...

A unique feature on guaranteed universal life is a return of premium option, included at no additional charge within the policy, which provides clients with an exit strategy, giving them flexibility for their future. ...

Non-traditional long-term care insurance and chronic illness riders are the perfect solution for impairments that would be declined for traditional LTC riders. ...

This opportunity allows you to approach any type of small business because you are able to offer a money saving solution. ...

The young professional market is largely untapped. With their future earning potential and conservative approach to finances, they make good candidates for income protection and other financial products. ...

All employers want economical ways to keep their key people.  You make your coin by helping them decide which side of the opportunities available best meet their needs and goals. ...

You have access to many products that can provide your clients with tax favored cash accumulation and if structured properly, will also provide for non-reportable, tax-free income. ...

If the proBNP is favorable on an exam lab panel, one of our A-rated carriers can use the result as an underwriting credit for applicants ages 70 and up. ...