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Long-Term Care: The Cost Of Waiting

Long-Term Care: The Cost Of Waiting

Remind your clients to start planning early while they are young, healthy and able to take advantage of more favorable rates and discounts. ...

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Critical Illness Insurance: Preparing To Bridge The Gap

Critical Illness Insurance: Preparing To Bridge The Gap

The combination of out-of-pocket healthcare costs, loss of income, and mounting household expenses come together to form ‘The Perfect Storm’, which too often leads to a bankruptcy. ...

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Rest Easy – Preferred Is Possible On Sleep Apnea Cases

Rest Easy – Preferred Is Possible On Sleep Apnea Cases

It is possible to get Preferred considerations on successfully treated sleep apnea. ...

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Hybrid Long-Term Care Annuities Tackle the LTCi Catch-22

Hybrid Long-Term Care Annuities Tackle the LTCi Catch-22

There’s a smart strategy to help your clients get the protection they need, without incurring tax penalties or risking legacy planning. ...

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The Shocking Reality – Federal Employees Disability Benefits Creates Opportunity

The Shocking Reality – Federal Employees Disability Benefits Creates Opportunity

We can show you how to grow your business by offering coverage to the Federal Employee Marketplace. ...

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Streamline Your Sales Process And Increase Your Placement Ratio By Improving Your Field Underwriting

Streamline Your Sales Process And Increase Your Placement Ratio By Improving Your Field Underwriting

Quoting accurately from your first presentation will increase your placement ratio and help you make more money.  ...

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5 Conversation Starters To Help You Make The Sale

5 Conversation Starters To Help You Make The Sale

Rather than focusing your sales presentation on benefits and features of the policy, focus your conversation on how the need for LTC can impact the client’s family. ...

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Protect Your Clients With A Family History Of Cancer, Stroke Or Heart Disease

Protect Your Clients With A Family History Of Cancer, Stroke Or Heart Disease

We have availability to several Critical Illness carriers that offer unique policies to meet your client’s needs. ...

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Comparing Apples To Oranges? Almost!

Comparing Apples To Oranges? Almost!

Although qualified plans and universal life policies are fruits of a different color, they still look a lot alike when used to provide funds for retirement. ...

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LTC Underwriting V.S. Life Underwriting

LTC Underwriting V.S. Life Underwriting

Non-traditional long-term care insurance and chronic illness riders are the perfect solution for impairments that would be declined for traditional LTC riders. ...

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