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Understanding Indexed UL – Positioning Your Client For Distributions

Understanding Indexed UL – Positioning Your Client For Distributions

We have spent many hours working with clients to help them better understand the product’s crediting and accumulation strategies.  ...

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No Adverse Underwriting For Family History Of Cancer

No Adverse Underwriting For Family History Of Cancer

While most carriers limit eligible rate classes for this particular family history, there are still a couple of A+ carriers that do not underwrite family cancer histories at all. ...

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Why Women May Be The Answer To Your LTCi Sales

Why Women May Be The Answer To Your LTCi Sales

Not only are women living longer than ever, they’re also the target market that will drive your LTCi sales further. ...

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DI Retirement Security

DI Retirement Security

DI Retirement Security provides coverage for individuals to help them continue to make retirement contributions if they become unable to work due to disability. ...

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10 Most Common Life Insurance Mistakes (And How To Avoid Them)

10 Most Common Life Insurance Mistakes (And How To Avoid Them)

Learning the common pitfalls and how to avoid them will not only help your clients get the coverage they need, but will also help you become a better producer. ...

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Underwriting Credits Help Make The Sale

Underwriting Credits Help Make The Sale

The following case studies show how the identification and application of underwriting credits can significantly reduce premiums. ...

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Long-Term Care – It’s Just A Conversation Away

Long-Term Care – It’s Just A Conversation Away

Don’t let the topic of long-term care intimidate you out of a potential sale. ...

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Introducing A One-Way Disability Buy-Out Policy For Business Owners

Introducing A One-Way Disability Buy-Out Policy For Business Owners

Offers the flexibility to allow a key employee of the business to purchase Disability Buy-Out (DBO) insurance to fund a buy-sell agreement between him/her-self and the owner of the business. ...

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Inflating Asset Value? Indexing During Financial Underwriting

Inflating Asset Value? Indexing During Financial Underwriting

Indexing, as well as many other issues related to financial underwriting, can create fewer problems when addressed early in the planning process. ...

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Help Your Client Retire On-Time Using Indexed UL

Help Your Client Retire On-Time Using Indexed UL

If your client’s primary source of funds for retirement income is a 401(k) plan, they could be facing a harsh reality when it comes time to retire. ...

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